Articles for category: Finance

Juliet D'cruz

Lump Sum Vs SIP – Which one is the smart choice?

Lump Sum Vs SIP – Which one is the smart choice?

Investment is a long journey and one can only choose the strategy they find best. One of the most important instruments of investment is Mutual funds. You can invest in Mutual Funds either as Lump-sum investments or SIPs. This blog explains mutual funds and their modes of investment.  What are Mutual funds? As per definition, ...

Juliet D'cruz

10 Things You Must Know About Home Loan Emi Calculator

10 Things You Must Know About Home Loan Emi Calculator

Everyone dreams of owning a house. But finance is the hurdle in the path of fulfilling your dream. It is where a home loan provides you with the financial support to buy a new house, and in return, you have to pay the EMI to the lender. While you borrow the amount, be aware of ...

Juliet D'cruz

Should you prefer physical gold or digital gold?

Should you prefer physical gold or digital gold?

One of the biggest investments that Indians make is gold investment. This investment can be in several forms such as in gold biscuits, coins, bars, and jewelry. On every auspicious occasion, Indians like to purchase gold. They consider yellow lustrous metal as a precious investment because it is easier to store. People can easily buy ...

Juliet D'cruz

HOW DOES A DATA ANALYTICS PLATFORM HELP YOU MANAGE YOUR DATA? 

HOW DOES A DATA ANALYTICS PLATFORM HELP YOU MANAGE YOUR DATA? 

Put an end to wondering what financial analytics is, let’s take a step back and explore the basic concepts instead. Financial analytics is transforming raw financial data into useful information that leads to better decision making, decisions that help the business improve its operations and financial performance and ultimately improve its performance in the market. ...

Juliet D'cruz

Account Aggregators in India: Importance, Working Model and FAQs

Account Aggregators in India: Importance, Working Model and FAQs

The ‘Account Aggregators in India’ have been said to introduce a new era in India’s financial landscape. Still, many analysts believe that it is RBI’s way of empowering and strengthening the data transfer needs of various stakeholders. The account aggregation is designed to help millions of people to get access to digital data, and many ...

Charlotte Miller

Hot Wallet vs Cold Wallet

Hot Wallet vs Cold Wallet: What’s the Difference?

Introduction Many investors today have lost their digital assets to hackers because they used a vulnerable wallet in storing their assets. Others who used a cold wallet have often found that their transactions are usually delayed as it is not linked to the internet. This work will help you understand the difference between a hot ...

Juliet D'cruz

Large-Cap Mutual Funds

Large-Cap Mutual Funds

Large Cap companies are well-established entities with a solid reputation and history. They have a reliable business structure that inspires confidence. Based on market size, there are three primary kinds of equity mutual funds in which one can invest: large-cap, mid-cap, and small-cap. The top 100 companies by market capitalisation are categorized as Large Cap. ...

Juliet D'cruz

How can Students Get an Education Loan in India?

How can Students Get an Education Loan in India?

With education becoming more expensive and academic institutions charging huge fees, more students are inclined toward taking a loan to fund their studies. Lenders are witnessing a rise in the number of personal loans for students. However, it is easier for students to take an education loan as it has many more benefits. Here is ...

Juliet D'cruz

How Small Businesses can use funding options for raising capital?

How Small Businesses can use funding options for raising capital?

Start-ups and small businesses have become extremely popular nowadays. There are a lot of individual who dream of their own start-ups. However, arranging finances can sometimes pose a roadblock to their dreams. At times the interest rate of business loan is so high that it becomes a potential hurdle to business owners. There are several ...